Responsibilities

• Own marketing compliance end to end by enforcing the standards, review, claims substantiation, records, monitoring, and tooling and set the roadmap for it with the Head of Compliance.
• Review consumer-facing material in English and Spanish across channels, including paid social and search, email and SMS, landing pages and web, in-app and onboarding flows, app store listings, direct mail, affiliate and influencer content, customer support guidance, and partner collateral.
• Review Spanish creative on its own terms, ensuring disclosures are equivalent in meaning and prominence to their English counterparts and that legal terminology is rendered correctly rather than literally.
• Take the lead on developing Kikoff's AI-assisted marketing review capability and partner with Legal, Marketing, and Engineering to build it, including the ground truth it depends on and how it is evaluated before it is trusted.
• Maintain the policies, procedures, risk tiering, disclosure standards, and channel playbooks, and keep review records to satisfy examiners, auditors, and bank partners.

Requirements

• Full professional fluency in Spanish and English, with the ability to review, edit, and give written compliance guidance on financial marketing copy in both. This is a working requirement of the role, assessed in an interview.
• 6+ years in compliance, legal, or regulatory review in consumer financial services, including 4+ years directly reviewing and approving consumer marketing and advertising at a bank, fintech, lender, or similarly regulated consumer brand.
• Experience owning a marketing review function or program, not just a queue. Demonstrated high-volume review at speed, and the ability to speak to how you kept quality from slipping as throughput went up.
• Experience driving automation of a review process and the appetite to specify AI tooling; having built or configured AI-assisted review, claims checking, or marketing monitoring yourself is a significant plus.
• A strong sense of urgency. You treat the launch date as a real constraint, and you would rather give a clear answer today with the caveat attached than a perfect one after the campaign has shipped.
• Working command of the advertising rule set: UDAAP, TILA/Reg Z advertising and trigger terms, ECOA/Reg B, FCRA advertising and prescreen, FTC endorsement guides and substantiation expectations, TCPA, and CAN-SPAM.
• Excellent written communication in both languages, and the ability to influence without authority.

Preferred

• Credit-building, credit reporting, or subscription financial product experience; managing a bank partner's marketing approval process; fair lending exposure in advertising and audience targeting; or hands-on use of marketing compliance monitoring platforms such as PerformLine, any of these is a plus.
• CRCM, CIPP/US, or a JD is a plus and not required.