Marketing Senior Product Manager – Deposit and Payment

Sacramento, CA (Hybrid)

$125K/yr – $150K/yrSenior Level8+ years exp

Posted 10 days ago

Job Summary

Lead end-to-end deposit product strategy and development, turning member insights and market trends into differentiated offerings while coordinating cross-functional delivery and regulatory compliance.

Own product strategy, roadmap, and post-launch optimization for deposit products
Partner with IT, finance, risk, marketing, and operations to deliver features and enhancements
Ensure compliance and risk controls align with evolving financial services regulations

Job Description

Responsibilities

Product Strategy and Roadmap: Support the development and refinement of product strategies and roadmaps that meet member needs and the Credit Union’s financial objectives. Incorporate market research, member/consumer insights and industry trends into to identify new opportunities for growth and differentiation
Product Development and Management: Lead end-to-end product development lifecycle for key deposit products, from concept ideation through launch and post-launch optimization. Collaborate closely with internal stakeholders, including IT, finance, risk management, marketing, and operations, to ensure successful product delivery and ongoing feature/functionality enhancements.
Customer Insights and Market Analysis: Incorporate market research, member and consumer insights, competitive intelligence, and industry trends to identify growth, differentiation, new product and enhancement opportunities. Translate these insights into actionable product requirements, feature/functionality enhancements, pricing changes or decisioning strategy optimization.
Cross-Functional Collaboration: collaborate with IT, finance, risk management, marketing, operations, vendors, and other stakeholders to define requirements, prioritize enhancements, and deliver successful product initiatives.
Product Performance Monitoring: Establish, monitor, and analyze key performance indicators, product performance, customer feedback, and market trends to identify improvement opportunities and drive product enhancements.
Regulatory Compliance: Stay current on applicable financial services regulations and ensure products are designed, developed, and managed in accordance with regulatory requirements. Support pricing, disclosure management, requirements documentation, risk assessments, software integrations, and implementations related to deposit products.

Requirements

Bachelor’s Degree in a related field or equivalent work experience required
Advanced degree preferred
8+ years of product management experience required
3+ years in a senior or lead role, focused on deposit and payment product and systems management within financial services organizations required

Golden 1 Credit Union

3.5 Glassdoor

Golden 1 Credit Union is California’s leading financial cooperative and one of the top credit union in the U.S. With over $18 billion in assets and 1.1 million members, Golden 1 has 73 branches, 7 Home Loan Centers, 232 ATMs, 30,000 CO-OP ATMs nationwide, and Online and Mobile Banking Services providing account access 24/7. Golden 1 is member owned and offers a wide range of no-to-low fee financial products and services that offer higher yields on savings, lower rates on loans, and unmatched member service. As a full-service credit union, Golden 1 offers all the consumer financial products and latest delivery innovations you'd expect from a large financial institution. Member deposits are federally insured by the National Credit Union Administration (NCUA). Equal Housing Opportunity. Golden 1 was named a Forbes’ Best-In-State Employer in California for 2019, 2020, and 2021, and year after year, continues to be rated the best credit union in national and local publications.

Founded in 1933

Sacramento, California, USA

1.9K employees (88 in marketing)

www.golden1.com

63% recommend to a friend

70% CEO approval