Responsibilities

• Serve as a strategic advisor and provide legal advice to business clients on a broad spectrum of consumer and small business co-brand partnerships and product development initiatives
• Draft and negotiate co-branded credit card program agreements, card marketing agreements, and other complex partnership agreements
• Provide legal advice and guidance to product owners responsible for co-branded consumer and small business credit cards on a range of matters, including card marketing and acquisition, card member communications, new product development, rewards programs, and partnership-facing matters such as remuneration, exclusivity, and program funding
• Bring a thoughtful, pragmatic legal perspective into discussions with business partners through the cobrand partnership lifecycle, including RFPs, execution of new or amended co-branded program agreements, and portfolio exits
• Partner with Line of Business Compliance, Risk, Finance, Privacy, Credit and Fraud Risk, Global Marketing and Operational Excellence teams to structure, negotiate and launch cobrand partnerships and related products
• Develop regulatory subject matter expertise across U.S. consumer finance regulations, with a particular emphasis on Truth in Lending Act and UDAAP
• Generate buy-in and develop strategic partnerships through relationship-building and effective communication with stakeholders across the cobrand business teams

Requirements

• Bachelor’s degree & J.D.
• Qualified to practice law in New York
• 5+ years of relevant in-house and/or law firm experience
• Experience drafting and negotiating complex transactional agreements
• Employment eligibility to work with American Express in the United States is required

Preferred

• Strong transactional experience and demonstrated capacity to manage large-scale strategic negotiations with multiple stakeholders
• Understanding of how legal issues intersect with business objectives and ability to present advice with business grounding
• Strong analytical and problem-solving skills
• Ability to generate creative and innovative solutions to client issues
• Ability to communicate complex issues clearly and persuasively, in both written and oral format, including drafting complex governance or financial structures with clarity
• Demonstrated curiosity towards and capacity to learn new areas of law and transaction structures
• Excellent collaboration, interpersonal and teamwork skills; ability to build relationships of trust and proactively partner with others to drive results
• Capacity to be agile and pivot appropriately when challenged with new information or evolving circumstances
• Self-motivated, high level of personal energy and commitment

Benefits

• Competitive base salaries
• Bonus incentives
• 6% Company Match on retirement savings plan
• Free financial coaching and financial well-being support
• Comprehensive medical, dental, vision, life insurance, and disability benefits
• Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need
• 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy
• Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)
• Free and confidential counseling support through our Healthy Minds program
• Career development and training opportunities