Mortgage Loan Originator II or III - Phoenix
Des Moines, IA (Hybrid)
Posted 3 months ago
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Job Description
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Business Development:
- Maintains professional presence with centers of influence and members of referral communities, i.e. realtors, builders, non-profit housing organizations, attorneys, appraisers, and bank colleagues
- Maintains and monitors pipeline reports to ensure volume and quality are consistent with the Bank's goals and objectives, policies and procedures
- Develops leads on potential loan sources for business development and loan solicitation purposes
- Stays abreast of trends and developments in the local real estate market and competitive environment, as well as changes in rules and regulations
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Production Requirements & Cross Selling:
- Responsible for cross-promotion of all Bankers Trust products and services (including, but not limited to, Retail Banking products)
- Maintains minimum production for mortgage loan originations in accordance with Smart Goals
- Promotes and delivers quality internal and external customer service
- Obtains, verifies and completes required information and documentation necessary for compliance and processing of loan applications
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Collaboration with Team Members:
- Collaborates with colleagues to assure excellence in products and services
- Monitors overall customer interaction and interfaces with all parties involved on each individual loan from application to closing. This includes, but is not limited to, credit counseling to and pre-qualifying potential home buyers
- Obtains applications and then partners with processors to ensure complete and compliant loan packages
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Marketing:
- Assists in formalizing and implementing sales strategies and marketing approaches
- Responsible for expanding referral networks through marketing and prospecting activities
- Performs other duties as assigned
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Mortgage Loan Originator II
- College Degree preferred or high school diploma/GED with equivalent experience
- At least four years of previous mortgage lending experience preferred
- Previous book of business over the past three years required
- Active NMLS in good standing without previous actions on record
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Mortgage Loan Originator III
- College Degree preferred or high school diploma/GED with equivalent experience
- At least six years of previous mortgage lending experience required
- Previous book of business over the past three years required
- Active NMLS in good standing without previous regulatory actions on record is required
- Knowledge of FNMA, FHLMC, FHA, VA, Rural Development and jumbo guidelines and general underwriting policies and guidelines for all investors and agencies
- Knowledge of all Federal and State mortgage regulations, including but not limited to, HMDA, TRID, Reg B, Reg C, Reg Z, and RESPA
- Group Health, Dental, and Vision Insurance
- Generous Paid Time Off (PTO)
- Volunteer Time Off (VTO)
- 401(k) plan with lucrative company match
- Tuition assistance
- Company Paid Life Insurance
- Paid Parental Leave
- Lifestyle Accounts that provide employees with reimbursement for the things that are most important to them such as childcare, student loan payments, gym memberships, pet insurance and much more.
- Team Member Banking - a suite of products and services with special benefits for employees
BANKERS TRUST COMPANY
For more than 100 years, Bankers Trust has been a leading financial institution for commercial and consumer banking services. Headquartered in Des Moines, Iowa, Bankers Trust is the largest privately held financial institution in the state, and employs 565 people across the country. With offices in Ames and Cedar Rapids, Iowa; Omaha, Nebraska; Sioux Falls, South Dakota; and Phoenix, Arizona; Bankers Trust offers our customers outstanding service and innovative financial solutions, including a tremendous selection of products and services. Strong in leadership and integrity, Bankers Trust believes in contributing to the success of the communities we serve. We do that through a strong focus on inclusion, volunteerism and financial support. Each year, Bankers Trust invests more than $1 million into the community, and our employees volunteer more than 15,000 hours annually to non-profit organizations. This leadership has earned Bankers Trust numerous community awards and honors including Best Bank, Best Commercial Lender, Iowa's #1 SBA Lender, the 2017 Give Back Iowa Challenge Award, the Greater Des Moines Partnership’s Community Champion Award, the United Way Spirit of Central Iowa Award, the Outstanding Corporate Philanthropist Award, the Greater Des Moines Partnership Inclusion Award, and many others. You can learn more at BankersTrust.com and at Facebook.com/BankersTrust. Bankers Trust is a Member FDIC Institution.
