Marketing Coordinator & Loan Officer Assistant
Mutual of Omaha Mortgage
San Rafael, CA (On-site)
$23/hr - $27/hrIn-houseFull-timeMid level2+ years exp.
3 weeks ago
Mortgage Loan Officer
Las Vegas, NV
Salary Not AvailableFull time
Posted 2 months ago
Job Description
Mortgage Loan OfficerFull Time (40 Hours)Monday - Friday (8am - 5pm)
Headquarters
630 Trade Center Drive
Las Vegas, NV 89119
PURPOSE:The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, "Excellent Member Service and Financial Solutions - For Life," by providing outstanding service to both members and internal members.
Promote the mortgage lending programs to members, credit union employees, Realtor professionals, as well as prospective new members. Solicit loan applications with the purpose of originating and closing profitable, quality first mortgage loans. Council members regarding their mortgage financing goals. Within authorized authority, and in accordance with sound underwriting practices as set out in policy and procedure, examines, evaluates, and recommends approval of borrower's applications for first mortgage loan applications. The incumbent accomplishes the essential duties as follows:
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
*ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)DRUG-FREE WORKPLACE
Headquarters
630 Trade Center Drive
Las Vegas, NV 89119
PURPOSE:The primary purpose of this position is to assist Silver State Schools Credit Union to live out its Mission, "Excellent Member Service and Financial Solutions - For Life," by providing outstanding service to both members and internal members.
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To deliver service in alignment with our Service Commitments:
- I will earn respect and build trust by acting with integrity in every situation.
- I will understand my role in supporting the team to achieve our purpose.
- I will focus on people over products and build lasting relationships.
- I will take ownership and accept responsibility.
- I will treat my coworkers with the same high standards as I treat my member.
- I will continuously look for ways to improve myself, my credit union, and my community.
- I will accept there is no "they". We are one working toward the same mission.
- I will commit to the core values.
- Meet all established service goals.
Promote the mortgage lending programs to members, credit union employees, Realtor professionals, as well as prospective new members. Solicit loan applications with the purpose of originating and closing profitable, quality first mortgage loans. Council members regarding their mortgage financing goals. Within authorized authority, and in accordance with sound underwriting practices as set out in policy and procedure, examines, evaluates, and recommends approval of borrower's applications for first mortgage loan applications. The incumbent accomplishes the essential duties as follows:
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
- In person or phone interview applicant, answers questions, and counsel's member regarding member's mortgage needs. Completes Uniform Residential Loan Application and requests specified information for loan application. Information may be recorded in writing, or by computer where automated loan processing technology is available.
- Looks for cross sell opportunities and close cross sell of Credit Union products and services.
- Using a personal computer and various software programs for originating, processing, and closing mortgage loans, analyzes applicant financial status, credit, and property evaluation to determine feasibility of granting loan. Analyzes potential lending opportunities involved in each lending situation to further assist the borrower as well as increase the credit union's lending portfolio. Cross sells borrowers on the benefits of utilizing other credit union services.
- Corresponds with or interviews applicant to resolve questions regarding application information. Assists members on a continuous basis by, providing quotes, current information about loan programs, interest rates, fees, and qualifying guidelines.
- Ensures loan agreements are complete and accurate according to policy and requirements established by regulatory agencies or investor.
- Confers with department personnel to aid in resolving mortgage application problems and to obtain loan approval in the most expeditious manner possible.
- Performs ancillary duties related to real estate and other lending.
- Collects from appropriate parties on behalf of the credit union all costs needed for appraisals, credit reports, underwriting fees, or other origination expenses.
- Studies daily pricing trends, activity networks, reads current industry publications and participates in Realtor or industry-related meetings and events to stay abreast of local competition and general marketing trends.
- Maintains a good relationship with branches to obtain and promote referrals.
*ONLY FULLY COMPLETED APPLICATIONS WILL BE CONSIDERED*
**SEE RESUME ON APPLICATIONS WILL NOT BE CONSIDERED**
SILVER STATE SCHOOLS CREDIT UNION IS AN EQUAL OPPORTUNITY EMPLOYER (EOE)DRUG-FREE WORKPLACE
Silver State Schools Credit Union
By members' choice, member shares and deposits are insured by American Share Insurance up to $250,000 per account. This institution is not federally insured.Silver State Schools Credit Union, founded in 1951, is a premier financial cooperative owned and operated by its members. With locations throughout the Las Vegas valley, we continue to provide a quality banking alternative for people like you, your fellow employees and families. Our commitment to our members is reflected in our Mission and Vision Statements:"Excellent Member Service and Financial Solutions - for Life!""Silver State Schools Credit Union strives to be the market leader and innovator in service quality to our members. We will provide the highest level of caring, personalized service and quality products, while staying abreast of our members' needs and expectations."On December 2, 1950, seven members submitted an organization certificate to form "Clark County Teachers Federal Credit Union". On January 2, 1951 approval was received and the Credit Union was in business.Each of the seven members invested $5.00, bringing the total assets to $35.00The initial Board of Directors consisted of Jay Jeffers, President; Doris French, Vice President; Harold McKay, Treasurer; Gordon Flack, Clerk; and Milder Heyer, Director. The books and records of the credit union were said to be kept at Box 551, Las Vegas High School, 315 South 7th Street, Las Vegas, NV.The person who was generally considered the founder of this organization was Harold McKay.
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