Responsibilities

• The Loan Officer III is responsible for soliciting, negotiating, underwriting, and coordinating the closing of complex consumer, residential, equipment, SBA, commercial building, and business loans in compliance with the Bank’s lending policies and procedures.
• The position uses professional, independent judgment and discretion to develop business checking and deposit relationships with customers, as well as to promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services.
• The position requires working with Bank and customer confidential information on a daily basis.
• The position also assists in attaining established Bank, region and branch goals through active participation in sales management and officer call programs.
• The position is expected to provide leadership, training and support to less experienced loan officers and other staff members.
• The incumbent occasionally performs managerial duties in the absence of the Branch or Region Manager.

Requirements

• Bachelor’s degree (BA) or equivalent in business, management, finance, accounting or a related field and a minimum of five (5) years of related experience and/or specialized lender training or the equivalent combination of education and experience.
• Work related experience should consist of a background in financial analyzing or lending.
• Educational experience, through in-house training sessions, formal school or financial industry related curriculum, should be applicable to business and/or the financial industry.
• Registration with the Nationwide Mortgage Licensing System and Registry as a mortgage loan originator in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act (the “SAFE Act”) may be required.