Creative Finance Strategist

San Francisco, CA (Remote)

$64K/yr – $70K/yrFull time

Posted 3 months ago

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Job Description

Company Description

FlipOps is a proptech platform built for wholesalers, fix-and-flip operators, and BRRRR investors who need one system to run their entire deal process. The platform covers lead discovery, skip tracing, distress scoring, deal analysis, outreach, and disposition — all in one place, replacing the disconnected tools most investors use across each stage of their workflow. FlipOps uses a distress scoring algorithm to surface and prioritize motivated sellers and integrates machine learning to help investors make faster, data-informed decisions from first contact through closing.

Role Description

The Creative Finance Strategist will help FlipOps build tools and workflows for investors who structure deals beyond standard cash offers. Subject-to, seller financing, wraps, lease options, and hybrid structures each have their own deal analysis requirements, documentation needs, and follow-up cadences. This role involves translating those requirements into platform features so FlipOps can serve the growing segment of investors using creative strategies to acquire and exit properties.

Qualifications

  • Proficiency in Creative Direction and Creative Strategy
  • Experience in Brand Strategy, with a focus on real estate or financial industries
  • Strong writing and research skills for crafting compelling and data-driven financial content
  • Proven ability to develop innovative solutions for financial structuring and investment strategies
  • Excellent problem-solving and analytical skills
  • Strong communication and collaboration abilities to thrive in a remote work environment
  • Bachelor's degree in Finance, Marketing, Business, or a related field is a plus
  • Experience in real estate investing or financial technology is preferred

What You'll Do

  • Define how creative finance deal types — sub-to, seller financing, wraps, lease options, and novations — are structured and tracked within the FlipOps platform alongside traditional cash offer and wholesale assignment workflows
  • Build deal analysis calculators specific to creative acquisitions: monthly cash flow projections on sub-to deals, seller financing amortization schedules, wrap spread calculations, and lease option rent credit tracking
  • Design lead scoring adjustments for creative finance opportunities, identifying which motivated seller signals (free and clear properties, high equity with low motivation, tired landlords, pre-foreclosure with reinstatement potential) indicate creative deal viability versus cash offer viability
  • Develop offer generation templates for creative structures, including the specific terms, contingencies, and language that differ from a standard purchase agreement
  • Work with the product team to build pipeline stages that reflect the longer timelines and additional touchpoints creative deals require compared to wholesale assignments or cash purchases
  • Create follow-up cadence frameworks for creative finance leads, where the conversion window may be 6-18 months and the seller's situation changes over time
  • Build compliance and documentation checklists for each creative deal type, covering due-on-sale clause considerations, insurance requirements, loan servicing setup, and entity structuring
  • Develop educational content within the platform that helps investors evaluate when a creative structure makes sense versus a cash offer or wholesale assignment based on property data, seller situation, and exit strategy

You Might Be a Fit If

  • You've closed sub-to deals and understand the mechanics: existing mortgage assumption, insurance transfers, loan servicing, and how to structure protections for both buyer and seller
  • You've originated seller-financed acquisitions and can structure terms — interest rate, balloon period, down payment, amortization — that work for the seller's tax situation and the investor's cash flow requirements
  • You've used PropStream, BatchLeads, or Privy to identify properties where creative finance structures are more appropriate than cash offers based on equity position, mortgage balance, and owner situation
  • You've built or managed a pipeline in REsimpli, InvestorFuse, or Podio that tracked creative deals separately from wholesale deals because the timelines, follow-up cadences, and decision criteria are fundamentally different
  • You understand wrap mortgages well enough to explain the spread calculation, the servicing logistics, and the risk profile to another investor in five minutes
  • You've run outreach campaigns targeting free-and-clear property owners, tired landlords, or pre-foreclosure homeowners with reinstatement potential, and adjusted your scripts and messaging for creative offers versus cash offers
  • You know why a property with a $180K mortgage balance and a $240K ARV isn't a wholesale deal but could be a strong sub-to acquisition, and you've structured deals around that math
  • You've used Mojo Dialer or a similar tool to call lists specifically filtered for creative finance indicators and can articulate what those filters look like in PropStream or BatchLeads

Bonus Points

  • Experience with lease option structures including sandwich lease options, and understanding of the legal considerations that vary by state
  • You've managed the loan servicing side of sub-to or seller-financed deals through a third-party servicer and understand the reporting and compliance requirements
  • Familiarity with entity structuring for creative acquisitions — land trusts, LLCs, and how title is held differently on sub-to deals versus traditional purchases
  • You've trained VAs or junior team members on creative finance lead qualification, including the specific questions that determine whether a seller's situation fits a creative structure
  • Background in DNC/TCPA compliance for outreach campaigns targeting the specific demographics that creative finance deals tend to involve — older homeowners, estate and probate situations, and long-term owners with significant equity

Compensation

$64,000-$70,000. Remote-friendly.

FlipOps logo

FlipOps

FlipOps is an automated, all-in-one platform for real estate investors. We discover distressed properties, score them by seller motivation, skip trace owners, and manage every deal through close — replacing 4-6 tools with one system. Our distress scoring algorithm prioritizes leads by likelihood to sell, and we're developing machine learning models to predict deal outcomes before you make the first call. Built for wholesalers, flippers, and buy-and-hold investors who want to analyze less and close more.

Founded in 2025