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Chip – your wealth app logo
2 weeks ago

Head of CRM

Chip – your wealth app

London, UK (On-site)Other
Chip logo
2 weeks ago

Head of CRM

Chip

Greater London, Kensington and Chelsea, UK (On-site)Full time

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2 jobs
Chip – your wealth app logo

Head of CRM

Chip – your wealth app

London, UK (On-site)

In-houseOtherSenior level
2 weeks ago
Chip logo

Head of CRM

Chip

Greater London, Kensington and Chelsea, UK (On-site)

In-houseFull-timeSenior level
2 weeks ago
Chip – your wealth app logo
Chip – your wealth app

Head of CRM

London, UK (On-site)

Salary Not AvailableSenior LevelOther

Posted 2 weeks ago

Top 1% of applicants do these two things.

The other 99% submit and hope. You're about to do something different.

Job Summary

Own a full stack CRM function with a lifecycle spine from activation to cross-sell, guided by AI-native tooling and tight compliance, and report to execs on incremental retention and margin impact.

  • Lifecycle ownership across activation, retention, and cross-sell with executive reporting.
  • AI-native CRM: Claude-powered intelligence, personalization, and content velocity with human review.
  • Braze end-to-end discipline: canvases, data, deliverability, and operational rigor.

Job Description

Responsibilities

  • Running the CRM function day to day: one lifecycle roadmap, named owners across strategy, build and operations, and reporting the exec team trusts
  • Owning the activation journey (Day 0 to 90), retention, and cross-sell economics, the moments where customer value is actually made or lost
  • Building an AI-native CRM function, using Claude for lifecycle intelligence, content velocity and personalisation ahead of the market, with human review and compliance built in
  • Owning Braze end to end: the canvases, the data, the deliverability, and the operational grip that keeps it all running cleanly
  • Turning key lifecycle moments (rate step-downs, tax-year-end, first deposit, ChipX upgrade) into deliberate retention and cross-sell triggers, planned against margin
  • Making the January to April ISA season a lifecycle centrepiece, with activation and cross-sell converging on the highest-value window of the year
  • Owning the measurement of lifecycle impact: proving incremental retention and cross-sell value, not just campaign engagement
  • Working hand in hand with Finance on the economics: cohort retention, cross-sell value per customer, and the margin case behind every major journey
  • Working hand in hand with Compliance to make lifecycle work that is both effective and right for an FCA-regulated business
  • Coaching and developing a young, high-potential team, raising standards across strategy, build and operations, and hiring where needed

Requirements

  • Youve led a CRM or lifecycle function, and run it across strategy, build and operations rather than a single lane
  • Youve deep, hands-on Braze expertise. Youve built the journeys, owned the data, and fixed the deliverability yourself
  • You're numerate to your core. Retention, cohort LTV, cross-sell value, contribution margin and payback are how you think, not vocabulary youve learned
  • You've worked closely with Finance, and can build and defend the commercial case for lifecycle investment
  • You're already using AI seriously in lifecycle (personalisation, content, analysis) and can tell the difference between a real capability and a demo
  • You understand deliverability, data hygiene and operational rigour, and treat incidents as a discipline rather than a fire drill
  • You know FCA financial promotions and Consumer Duty, and see them as central to lifecycle work rather than a blocker
  • You're comfortable with pace, ambiguity and scrutiny, including owning your numbers in front of marketing leadership and the exec team

Preferred

  • Have marketed investment, pension or wealth products specifically
  • Have built lifecycle programmes on Claude or comparable LLMs in production
  • Are fluent in SQL and data modelling, and can get to your own answers without waiting on a queue
  • Know the price-comparison and rate-led savings world, and how rate mechanics drive retention and churn
  • Have turned a young, talented-but-inconsistent CRM function into a reliable one

Benefits

  • £100,000 per annum
  • Discretionary Performance-Related Annual Bonus.
  • Workplace pension scheme - We invest in your future with a workplace pension scheme, contributing 5% on earnings up to £50,000. Plan ahead with confidence while you grow your career! 🚀
  • Private medical insurance (medical history disregarded)
  • Employee Assistance Programme
  • Cycle to work scheme
  • Season ticket loan
  • Free ChipX subscription for UK-based employees
  • We are an equal-opportunity employer and value diversity
  • Flexible working arrangements
  • 28 days holiday plus bank holidays, plus the days between Christmas and New Year ✈️
  • Annual training budget for courses, workshops, or conferences to help you advance your career.
  • £30 per month Chip Fitness Benefit to suit your Mental/Physical Wellbeing
  • Company laptop
  • Opportunity to have a huge impact on our product while fast-tracking your knowledge, responsibility and skills in a high-growth fintech startup 🚀
Chip – your wealth app logo

Chip – your wealth app

4.1 Glassdoor

Chip is your wealth app. It gives you one easy place for your savings and investments. So you can build, manage and grow your long term wealth.

Founded in 2017
London, England, GBR
253 employees (22 in marketing)
www.getchip.uk
80% recommend to a friend
76% CEO approval

Traffic Signals

Monthly Visitors
196.3K
Traffic Source Mix
Search
46.1%
Direct
37.7%
Referral
8.4%
Social
1.1%
Paid
3.6%

Headcount Trend

Current headcount: ~253

Marketing Team

Marketing Team Size
7 (3% of company)
Marketing Roles Posted (Last 30 Days)
1

Funding

Total Funding
$73M
Last Raise
$8.2M
Equity Crowdfunding, 10 months ago

Funding History

  • Sep 2025
    Equity Crowdfunding • $8.2M
  • Nov 2023
    Equity Crowdfunding • $5.9M
  • Nov 2022
    Convertible Note • $4.1M

Recent News

Market Outlook: Taiwan Semiconductor powers long-term AI growth
Jun 4, 2026 • BNN Bloomberg
Chip Partners with Sedric to Streamline Financial Promotions with AI-First Compliance
Feb 3, 2026 • EIN Presswire
Channel 4 Ventures “Chips” £6m into Europe’s biggest equity crowdfund of the last year
Jan 27, 2026 • Prolific North
Wealth app Chip raises £17m as Channel 4 backs TV push
Jan 27, 2026 • City A.M.
Channel 4 backs wealth app Chip in £17m funding round
Jan 27, 2026 • Business Live
ClearBank installs new scalable reconciliation platform
Nov 5, 2025 • Financial Sector Technology
Wealth app Chip scores £6m investment from Channel 4 VC arm
Oct 3, 2025 • Finextra Research
UK’s Digital Wealth Management Fintech Chip Reports £6M Investment at £208M Valuation
Sep 15, 2025 • Crowdfund Insider
Chip App Review 2025
Jul 28, 2025 • InvestingReviews
Tink and Chip Forge Open Banking Partnership
Jul 2, 2025 • Finovate
Tink and Chip Announce Open Banking Partnership
Jul 2, 2025 • FF News | Fintech Finance
Savings Guide: More options than ever for savers to beat inflation - and good news about top easy access ISA
Jun 26, 2025 • Sky News
Lump sum vs cost averaging: what is the best ISA strategy?
Jun 19, 2025 • City A.M.
Apps to help you manage your money
Jun 17, 2025 • City A.M.
Is June the time to buy Premium Bonds?
Jun 3, 2025 • City A.M.
Savings Guide: Rates are staying higher - so what are your best options?
May 28, 2025 • Sky News
Savings Guide: Best rates this week - with notable casualty of base rate cut
May 14, 2025 • Sky News
With $3.2m in fresh funding, Seedflex looks to scale credit playbook beyond Malaysia
May 7, 2025 • DealStreetAsia
Savings Guide: How to make the most of your cash as expected rate cut looms
May 7, 2025 • Sky News
Savings Guide: The current best rates to make the most of your cash
Apr 30, 2025 • Sky News
ClearBank swings into loss amid European expansion costs
Apr 7, 2025 • Tech.eu
Top paying Cash ISA rates ahead of tax year deadline this Sunday
Apr 3, 2025 • Mirror.co.uk
West Virginia residents voice frustration over funding cuts at town hall
Mar 29, 2025 • MarketScreener
Top 10 Fastest-Growing Fintechs in Europe for 2025
Mar 26, 2025 • Fintech Schweiz Digital Finance News - FintechNewsCH
UK tech companies star as FT1000 ranking unveiled
Mar 6, 2025 • BusinessCloud
Founders of Chip ‘bet the farm’ on cash savings accounts and it paid off
Feb 28, 2025 • The Times
Best savings rates that still beat inflation - from cash ISAs to easy-access
Jan 16, 2025 • The Mirror
The savings lotteries offering an alternative to Premium Bonds (and better odds of winning)
Dec 3, 2024 • The Telegraph
Chip Announces Appointment of New COO to Oversee Rapid Expansion
Apr 17, 2023 • Fintech Finance